Terms of Service

These Terms of Service (“Terms”) govern your access to and use of CausaQuant (“CausaQuant,” “we,” “us”), including causaquant.com and the self-serve dashboard at /app (together, the “Service”). By creating an account or using the Service you agree to these Terms. If you do not agree, do not use the Service.

1. Service description

CausaQuant is a subscription analytics service. You subscribe on a per-asset basis — equities, commodities and FX, or crypto — to receive forward-looking distributional risk dashboards (Monte Carlo projections generated from proprietary generative models, Value-at-Risk and Conditional Value-at-Risk, volatility cones, and related metrics) and one AI-generated report per subscribed asset per day. New asset subscriptions are provisioned on demand: historical backfill, model training and the first report can take up to approximately one hour before a dashboard goes live.

2. Eligibility and accounts

Anyone may create an account while public sign-up is open; we may narrow access to invite-only, or end sign-ups, at any time. You must be at least 18 years old and capable of forming a binding contract to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us promptly of any unauthorized use.

3. Not investment advice

The Service is informational analytics only. CausaQuant is not a broker-dealer, investment adviser, or portfolio manager, does not execute trades, and does not manage assets on your behalf. Nothing in the Service — including projections, risk metrics, regime classifications, or AI-generated reports — constitutes a recommendation or solicitation to buy, sell, or hold any security, commodity, currency, or digital asset. We owe you no fiduciary duty. Projections are statistical estimates derived from historical data and modeling assumptions; they can be, and sometimes will be, wrong. You are solely responsible for your own financial decisions and should consult a licensed professional before acting on any information from the Service.

4. Subscriptions, billing and taxes

Subscriptions are billed monthly and renew automatically until cancelled. Payments are processed by Dodo Payments (“Dodo”, dodopayments.com), acting as the merchant of record for your purchase.

As the merchant of record, Dodo is the seller of the subscription, handles payment processing, and calculates, collects, and remits applicable sales tax, VAT, or similar transaction taxes. Prices displayed on the Service are tax-exclusive; the applicable tax is calculated and added at checkout based on your billing location. Your purchase is also subject to Dodo’s buyer terms available at dodopayments.com, which apply in addition to these Terms.

You can cancel your subscription at any time from the account page. Cancellation takes effect immediately: it stops future billing right away and immediately ends access to the subscribed asset’s dashboard and reports, rather than continuing until the end of your current billing period. Cancelling does not itself generate a refund of amounts already charged; refund eligibility is governed separately by our Refund Policy. Billing and refund practices, including tax handling and processing times, are described in more detail in the Refund Policy and our Privacy Notice covers how we and our payment processors handle your data.

Beta program. We may invite selected users to a Beta program that lets them run a limited number of assets free of charge for a fixed trial period (currently up to two assets, 14 days each, hourly refresh), with no payment method required. Beta trials cancel automatically at the end of the trial period and never convert into a paid subscription or a charge on their own. Participation is at our discretion: we may modify, suspend, or end the Beta program, or an individual member’s participation and any running free trials, at any time without notice. Beta access is provided “as is” for evaluation and feedback and carries no service commitment.

5. Acceptable use

You agree not to, and not to permit any third party to:

• Scrape, crawl, systematically extract, cache, or redistribute any data, projection, metric, or report from the Service, in whole or in part;
• Resell, sublicense, or otherwise make the Service or its outputs available to third parties;
• Reverse engineer, decompile, or attempt to derive the underlying models, weights, training data, or source code of the Service;
• Use automated means (bots, scripts, or API calls outside any interface we explicitly provide) to access the Service beyond normal interactive use;
• Use the Service for any unlawful purpose or in a way that infringes the rights of CausaQuant or any third party.

The Service is licensed for your personal use or, if you are a business, your internal business use only. It may not be used to build a competing product or as an input to a service offered to your own customers without our prior written consent.

6. Intellectual property

CausaQuant and its licensors own all right, title, and interest in the Service, including its software, models, methodology, design, and content. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for its intended purpose during your subscription. No other rights are granted. Feedback you provide about the Service may be used by us without restriction or obligation to you.

7. Third-party data sources

The Service uses price and market data obtained from third-party market data providers. We do not control, and cannot guarantee, the accuracy, completeness, or continuous availability of that data. Where source data is delayed, incomplete, or unavailable, the Service may display stale-data badges or other indicators rather than silently showing outdated figures as current. You should independently verify any data-derived output before relying on it.

8. Availability; no SLA

The Service is provided on an “as is” and “as available” basis, without any service level agreement or uptime guarantee. We may perform scheduled or emergency maintenance, suspend features, or experience outages, and we are not liable for any resulting unavailability. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.

9. Limitation of liability and indemnity

To the maximum extent permitted by law, CausaQuant will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or trading losses, arising from or related to your use of the Service, even if advised of the possibility of such damages. Our total aggregate liability arising out of or relating to these Terms or the Service will not exceed the total fees you paid to us in the 12 months preceding the event giving rise to the claim. You agree to indemnify and hold CausaQuant harmless from any claims, losses, or expenses (including reasonable legal fees) arising from your breach of these Terms or your misuse of the Service.

10. Termination

You may stop using the Service and cancel your subscription at any time as described in Section 4. We may suspend or terminate your account if we reasonably believe you have violated these Terms, misused the Service, or if required by law or by a payment provider. Sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, and governing law — will survive.

11. Modifications to the Service or these Terms

We may modify, add to, or discontinue features of the Service, including specific asset coverage or report formats, at any time. We may update these Terms from time to time; material changes will be indicated by updating the “Last updated” date above, and, where appropriate, by other reasonable notice. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Governing law

These Terms are governed by the laws of India, without regard to conflict-of-laws principles, and any dispute will be subject to the exclusive jurisdiction of the courts located in India. If you are a consumer resident outside India, you may also have mandatory consumer-protection rights under the law of your country of residence that cannot be limited or waived by these Terms, and nothing here is intended to override those rights.

13. Contact

Questions about these Terms can be sent to contact@causaquant.com.